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Croft Road Cosby

Croft Road
Croft Road Cosby
Bungalow
Cosby
2
£92,500.00
**50% SHARED OWNERSHIP** . Includes off road PARKING, Living/Dining room with OVEN & HOB. An affordable way to BUY YOUR OWN HOME in stages.

50% Shared Ownership for £92,500.
Monthly rent on remaining share is £200.42. There will also be a monthly service charge to pay of approximately £35 pcm . There is no ground rent to pay.
How Shared Ownership works:

* You purchase a share of the property, between 50 - 75%, with a mortgage or lump sum, depending on what you can afford.
* You pay a subsidised rent on the share you don't own.
* There is no obligation to increase your share. You can sell your share on at any time. 
        You can increase your share up to 100% at any time.  If you own more than 80% and wish to sell, the Housing Association will buy the property back from you.
* Households earning less than £80,000 a year and has a local connection.

How to Apply
If you would like to apply please contact our homeownership team on 0845 650 1204 or email: nchasales@ncha.org.uk

Apply online at www.helptobuymidlands.co.uk
Your affordability will be assessed based on the information you provide on the application form.  NCHA will make an offer based on the amount you can afford, between 50 - 75%.  If your application is successful a non-refundable reservation fee of £250 is required to reserve your new home, this amount goes towards you deposit on completion. 

The properties are sold on a 125 year shared ownership lease.

House Specification
Kitchen
* A selection of contemporary wall and base units
* Integrated stainless steel gas hob, electric oven
* Plumbing for washing machine
* Vinyl Flooring
Bathroom
* White bathroom suite
* shower over the bath
* Tiled to full ceiling height in shower area
* Extractor Fan
* Vinyl Flooring
Internal
* Gas central heating combi boiler
*       Lounge Diner
*       Double glazing
* White painted woodwork and magnolia painted walls
* Downstairs cloakroom with w/c and wash-hand basin
External
* Enclosed turfed rear gardens to houses
* Allocated parking spaces